Your Trusted Lender
At Shawna House, we empower homebuyers with tailored mortgage solutions and unwavering support.
Your Trusted Partner in Home Financing
Shawna House brings years of expertise in mortgage lending, dedicated to guiding homebuyers through every step of their journey. With Union Home Mortgage, she combines personalized service with a comprehensive range of loan options to meet diverse needs.
Our Team
Dedicated professionals committed to your home financing needs.
With over 20 years in the financial industry, Shawna House is a dedicated mortgage lender committed to making homeownership achievable for her clients. She understands that a home is more than just a place to live—it’s security, stability, and a foundation for the future. That’s why she takes her role seriously, ensuring her clients feel informed, supported, and confident every step of the way.
Shawna’s career began in banking, where she rose to Vice President of Marketing and Business Development before transitioning full-time into mortgage lending. Her deep industry knowledge, combined with a personal appreciation for the value of home, allows her to help clients navigate the lending process with clarity and confidence.
Outside of work, Shawna and her husband are both volunteer firefighters, serving their community with the same dedication she brings to her clients. When she’s not assisting homebuyers, you’ll likely find her enjoying Montana’s great outdoors with her family.
At House2Home, Shawna’s mission is simple: to help people move from house to home—with expert guidance, personalized solutions, and a lender who truly understands the importance of having a place to call your own.
Experience Personalized Home Financing Solutions Today
At Shawna House with Union Home Mortgage, we prioritize your unique needs, offering tailored loan options that fit your financial situation. Our dedicated team guides you every step of the way, ensuring a smooth and stress-free home buying experience.
Start Your Refinance Journey Today
Unlock lower payments and financial freedom with our expert refinancing services tailored for you.
FAQs
Get answers to your most pressing questions about home loans and the mortgage process.
Home loans are financial products that allow you to borrow money to purchase a home. They typically require collateral, which is the home itself. Different types of home loans cater to various needs and financial situations.
Refinancing involves replacing your existing mortgage with a new one, often to secure a better interest rate. This can lower your monthly payments or help you access equity. It's a strategic move to improve your financial situation.
An FHA loan is a government-backed mortgage designed for low-to-moderate-income borrowers. It allows for lower down payments and more flexible credit requirements. This makes homeownership more accessible for first-time buyers.
VA loans are mortgage options available to veterans and active-duty service members. They offer benefits such as no down payment and no private mortgage insurance (PMI). This makes it easier for veterans to secure financing for a home.
A Home Equity Line of Credit (HELOC) allows homeowners to borrow against the equity in their home. It functions like a credit card, where you can withdraw funds as needed. This can be a flexible financing option for various expenses.
To get pre-approved for a mortgage, you need to submit financial documents to a lender. They will assess your creditworthiness and determine how much you can borrow. Pre-approval gives you a competitive edge when house hunting.
Closing costs are fees associated with finalizing a mortgage transaction. They can include appraisal fees, title insurance, and loan origination fees. It's important to budget for these costs when purchasing a home.
Mortgage insurance protects lenders in case of default on a loan. It is typically required for loans with a down payment of less than 20%. Understanding this cost is crucial for budgeting your home purchase.
Yes, you can refinance your home at any time, provided you meet the lender's requirements. Refinancing can help you achieve lower interest rates or change your loan terms. It's advisable to evaluate your financial goals before proceeding.
A mortgage is a loan specifically used to purchase real estate. The property serves as collateral until the loan is paid off. Understanding the terms and conditions of your mortgage is essential for responsible borrowing.
Still have questions?
Contact us for personalized assistance and expert guidance.